5. Wool Scarves

Wool Scarves

Scarves are a great way of layering to add warmth, and can be an utter lifesaver on those freezing cold mornings.

While there are plenty of designs available, I love the classic two-tone wool versions like this one, but they can be pricey, costing between $100 and $500.

This Ann Demeulemeester design is available in navy and red, and will be a gorgeous addition to your capsule wardrobe if you want to invest – or opt for a cheaper version from somewhere like Next or Macy’s.

Umbrella
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