3. Ruffled…

There’s something very Victorian about a neutral ruffled coat – and it looks great worn with a classy updo and delicate jewelry, like here! For more everyday styles, opt for a ruffled coat in a loud color. It’ll add a bold touch to your wardrobe and give you something to smile about whatever the weather. I love this bold blue Etsy version, which costs $139: etsy.com.